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About Us

Our work strives to enhance our sense of surroundings, identity and relationship to others and the physical spaces we inhabit, whether feral or human-made.

Selected Awards
  • 2004 — Aga Khan Award for Architecture
  • 2009 — Mies van der Rohe Award
  • 2013 — AIA/ALA Library Building Award
  • 2015 — Best Interior, Designers Saturday
  • 2016 — AIA New York Honor Award

Bad Credit Loans & Bad Credit LendersThe Bad Credit Finance Experts

Bad Credit Loans & Bad Credit LendersThe Bad Credit Finance Experts

Are you turned away because of the banking institutions as well as other loan providers as a result of Bad Credit? Our brand New Bad Credit Loans item for Bad Credit unsecured loans, Bad Credit Car Loans and Bad Credit mortgage loans is now offered by prices beginning online payday loans newfoundland and labrador as little as 4.19%. Within the majority that is vast of we offer guaranteed in full loans for bad credit aside from your position.

  • Cheapest guaranteed credit that is bad rates of interest in Australia
  • Bad Credit Loans specialists since 1999
  • Fastest settlements for bad credit loans that are personal wide
  • Unlimited Bad Credit Acceptable (in other words. defaults, court judgements and arrears on the home loan are appropriate as well as the rate of interest isn’t afflicted with defaults detailed three years ago or maybe more) Defaults listed a lot more than 3 years ago will be disregarded entirely.
  • Well suited for one-man shop customers struggling to show financials and seeking cash away urgently
  • As much as 95per cent LVR feasible (highest LVR item now available available on the market)
  • Defaults as much as $500.00 additionally ignored plus don’t impact the interest
  • Vacant land is a suitable protection (rural land additionally acceptable) with your latest bad credit loan product launch
  • Minimal Doc and complete Doc financial loans available
  • Low put up expenses
  • No Exit Costs
  • No LMI
  • No exit fees
  • No taxation statements or financials expected to confirm income



When you yourself have recently dropped target to your high jobless rate or even the international Financial Crisis and also have been set off or even even lost your home as a result of property foreclosure, you will then be desperate for simple approval loans with bad credit in this worldwide market meltdown. Bad Credit noted on your Veda Advantage credit report is one thing that no body plans for but must live with after monetary default and loss.

So, at Universal Finance we believe there is absolutely no part of fretting about your past credit that is bad and it’s also easier to put your time and effort into rebuilding your credit score for future years along with our effortless application low interest rate loans for bad credit you could do exactly that. With us today if you are struggling to find personal loans for bad credit, get in touch.

High Risk Unsecured Loan Brokers at your Solution

Rebuilding Bad Credit usually takes time, persistence and needs child actions. It can be daunting, however, Universal Finance have all the loans with bad credit Australia solutions and can find the right loan for bad credit for you if you have undergone something like bad credit listings, bankruptcy or foreclosure.

Bad Credit can impact your options when buying or refinancing a house and frequently delivers the attention price through the roof making the method very expensive and time consuming. (and in some cases not worthwhile) Our committed small loans credit that is bad group will help, therefore please don’t worry!

Bad Credit Loans Australia Wide

At Universal Finance we have been the professionals in Bad Credit Loans and possess usage of the range that is largest of Non-Conforming and personal Lenders/Investors in Australia. With more than 50 panel loan for bad credit loan providers and 1000+ bad credit loan items being offered also usage of Australia’s biggest and ever expanding panel of personal lenders/investors, Universal Finance has you covered, through the home investor towards the home buyer that is first.

Bad Credit Lending is not any longer an issue with our Bad that is new Credit product from our community of bad credit loan providers.

Today obtain the loan

We will inform you for the dedication in a matter of around half an hour